Life is uncertain…accidents can happen any time. During such times, it is always better to be finally prepared to handle them. Just like you should have a life insurance and a medical insurance with you, it is equally important to have a personal accident cover. Personal accident schemes cover the policyholder against death or disability due to an accident.
Ideally, a policyholder can get a cover of up to eight times of his annual salary. Apart from the death and permanent disability cover, you could also get an additional benefit against partial and temporary disability.It is very important to have an accidental policy as part of your insurance portfolio. It will always provide financial support to the policyholder if he is disabled after an accident.
According to WHO statistics 31% and 47% of the hospital admissions in urban and rural India are either financed by loans or through sale of assets. Additionally as per the statistics, 70% of Indians spend their entire income on healthcare and 3.2% of Indians fall under the poverty line owing to high medical bills.
Insurance can not avoid these kind of accident to happen, BUT it can definitely Save the BIG Financial Losses which happened due to these kind of Accident
Buy Sufficient Personal Accident Policy & Health Insurance for Safety of YOUR Family !
Your Sampoorna Suraksha with N J Financial Planning!
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